Trump Pushes The 50-Year Mortgage But Is It A Good Idea

November 17. 2025

Donald Trump

U.S. President Donald Trump is in the middle of a financial crisis, and much of it is of his own making, due to ill-advised tariffs he slapped on foreign product coming into America. It has domestically created the worst inflation in modern times that is bankrupting Americans and plunged many nations into a recession.

When the COVID-19 pandemic hit Trump was President of the United States (his first term). Property prices in America began to skyrocket, as people became afraid of the virus and sought somewhere to hunker down that was their own. Almost 6-years later and these property prices still have not come down. Homeownership is now out of reach for most Americans.
 

What did President Trump propose as a potential solution to the problem? Enter the 50-year mortgage. This is a terrible idea. The average mortgage in America is 30-years. Considering most Americans purchase a home in their very late twenties to forties, the 50-year mortgage will outstrip the life expectancy of the average American.

This means people would drop dead before they pay off the mortgage, then the banks would foreclose. The banks would get the homes back when they are almost paid off and make even more profit, in what was essentially a lifetime of financial servitude for the alleged homeowner. This would profit Trump who has investments in banks and other lending institutions, and his cronies who run these corporations.

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